Callnovo
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banking

Fraud alerts at 2 AM shouldn't go to voicemail.

AI agents and human specialists that handle account lockouts, suspicious transactions, and loan inquiries in 65+ languages — every hour of every day, on every channel your customers use.

Employees interacting at a sleek office reception desk, fostering professional collaboration.

how it plays out

Real contacts, minute by minute.

Phone English

“Someone used my card in another country”

Suspected fraud goes to a person and your fraud team.

  1. A live agent verifies identity under the bank’s rules
  2. Uses the card-block step the bank authorizes agents to take
  3. Records the unknown transactions and when the customer noticed them
  4. Transfers to the bank’s fraud team, which decides on credits and replacements
Fraud case opened bank owns the decision
Web Chat Spanish

“I need to dispute a charge”

Dispute intake is ours; the dispute decision is the bank’s.

  1. AI pulls the transaction history and confirms which charge the customer means
  2. Records the customer’s statement for the dispute file
  3. Routes the dispute to the bank’s disputes team
  4. Sends a reference number without promising a credit or a date
Dispute intake completed no credit promised
WhatsApp Mandarin

“Why was my wire transfer held?”

A held wire is the bank’s compliance decision.

  1. AI confirms the wire is on hold and which documents the bank has requested
  2. Sends the bank’s secure upload link
  3. Notifies the bank’s team that documents arrived
  4. Does not predict when the hold will be released
Documents collected release decided by the bank
SMS Vietnamese

“I can’t log into my account”

Top call driver for digital banking

  1. Customer texts about repeated login failures in Vietnamese
  2. AI confirms identity via linked phone number and security protocol
  3. Detects expired password and sends secure reset link
  4. Confirms successful login and offers to enable biometric access
Instant resolution access restored

the team behind it

Faces, not a queue.

Callnovo agentCallnovo agentCallnovo agentCallnovo agentCallnovo agent real members of the global team

Support for Bank Service Teams

  • Identity verification and account servicing under your procedures
  • Dispute and fraud intake handed to your teams with a complete record
  • Calm handling of customers who fear their money is gone

65+ Languages

  • Native-speaking agents in English, Spanish, Mandarin, and 60+ more
  • Real-time AI translation for rare language pairs
  • Cultural context training for every market we serve

Follow-the-Sun Coverage

  • Operation centres in Canada, Bolivia, Nicaragua, the Philippines and China
  • Smooth handoff between time zones with shared context
  • Holiday and weekend coverage without overtime costs

questions

What buyers ask before they sign.

How much does it cost?

AI voice is US$0.15 per minute and web chat is US$0.15 per session. Live agents start at US$300 per month including 500 minutes — about US$0.60 per minute — or from US$5.80 per hour for a dedicated agent working only your account. The minimum engagement is half a seat, not a five-seat block.

How fast can you start answering our phones?

Five days is our normal window to staff a live account — that is five days to find and place an agent who fits your business, not five days of software setup. AI voice can go live sooner because there is no hiring step.

Do you answer in Spanish?

Yes, on the same number, with agents in our Bolivia and Nicaragua operation centres — native Spanish, not machine translation. English and Spanish share one queue, and we cover 60+ more languages if you need them.

Can I mix AI and live agents on one number?

That is the normal setup. You decide which call types go to AI and which reach a person, and you can change the split as your volume changes. Nothing about that decision is locked in at signup.

compliance

Workflow Controls

  • Suspected fraud and suspicious activity routed to your compliance team
  • Dispute intake recorded in the format your disputes team uses
  • Payment-data questions routed through your approved workflows
  • Customer data handled under your privacy and access rules

start

See how AI handles your most common banking inquiries

We'll walk through fraud alerts, account lockouts, and dispute flows with your actual data.