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mortgage

Rate locks expire. Closings slip. Your borrowers are calling.

AI agents and multilingual specialists that handle application status checks, document requests, and closing coordination in 65+ languages — keeping every loan on track.

Couple meeting with advisor for adoption process in a modern office setting.

how it plays out

Real contacts, minute by minute.

Phone Spanish

“What’s the status of my loan application?”

Number one mortgage call driver

  1. Borrower calls in Spanish asking for an update on their application
  2. AI pulls loan status from the LOS and the current milestone
  3. Reads back the outstanding conditions listed on the file
  4. Sends SMS summary with checklist of remaining items
Handled without escalation borrower updated
Web Chat English

“My rate lock expires Friday — can we extend?”

Rate-lock decisions and costs come from the loan officer.

  1. AI confirms the lock expiration date on file
  2. Does not quote an extension cost or promise an extension
  3. Routes to the loan officer with the borrower’s request and deadline
  4. Tells the borrower when the loan officer will respond
Escalated with full context loan officer decides
Email Vietnamese

“I uploaded my pay stubs but nothing happened”

Document upload confirmation gap

  1. Borrower emails in Vietnamese frustrated about missing upload acknowledgment
  2. AI checks document portal and confirms receipt of uploaded files
  3. Reads the checklist and identifies one item still listed: bank statement page 2
  4. Sends confirmation receipt and specific request for missing page
Resolved automatically upload confirmed
WhatsApp Mandarin

“When is my closing date?”

Closing coordination anxiety

  1. Borrower messages in Mandarin asking about their closing timeline
  2. AI retrieves closing date and outstanding pre-closing conditions
  3. Sends closing checklist with what borrower still needs to bring
  4. Confirms title company contact information and appointment details
Instant resolution closing confirmed

the team behind it

Faces, not a queue.

Callnovo agentCallnovo agentCallnovo agentCallnovo agentCallnovo agent real members of the global team

Borrower Support for Mortgage Teams

  • Status, document and closing-checklist updates from your LOS
  • Rate, fee and approval questions routed to your loan officers
  • Borrower communications that follow your scripts and privacy procedures

65+ Languages

  • Native-speaking agents in English, Spanish, Mandarin, and 60+ more
  • Real-time AI translation for rare language pairs
  • Cultural context training for every market we serve

Follow-the-Sun Coverage

  • Operation centres in Canada, Bolivia, Nicaragua, the Philippines and China
  • Smooth handoff between time zones with shared context
  • Holiday and weekend coverage without overtime costs

questions

What buyers ask before they sign.

How much does it cost?

AI voice is US$0.15 per minute and web chat is US$0.15 per session. Live agents start at US$300 per month including 500 minutes — about US$0.60 per minute — or from US$5.80 per hour for a dedicated agent working only your account. The minimum engagement is half a seat, not a five-seat block.

How fast can you start answering our phones?

Five days is our normal window to staff a live account — that is five days to find and place an agent who fits your business, not five days of software setup. AI voice can go live sooner because there is no hiring step.

Do you answer in Spanish?

Yes, on the same number, with agents in our Bolivia and Nicaragua operation centres — native Spanish, not machine translation. English and Spanish share one queue, and we cover 60+ more languages if you need them.

Can I mix AI and live agents on one number?

That is the normal setup. You decide which call types go to AI and which reach a person, and you can change the split as your volume changes. Nothing about that decision is locked in at signup.

compliance

Workflow Controls

  • Disclosure-related questions routed to your loan officers
  • Referral-related communications follow your approved scripts
  • Documentation follows your fair-lending procedures
  • Borrower interactions recorded in your systems with a timestamp

start

See how AI keeps your pipeline moving without dropping a call

We'll walk through status updates, document collection, and closing coordination with your LOS.